Interest rates: 20. Your monthly insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. For 2023, the annual TFSA limit is $6,500, and Scotiabank offers two savings accounts you can use to hold TFSA funds. There is usually a maximum limit on the amount of debt that can be covered (in many cases, a maximum of $25,000). Your monthly insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your. Below average in customer satisfaction: Scotiabank ranks 10 out of 13 in J. net Rev. View more card details. 99% purchases / 12. Open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2023 to qualify. This Scotiabank Ultimate Package review covers everything you need to know about one of the best account packages from the big banks in Canada, When it comes to banking, you want the best service that meets your unique set of needs. If you have any questions, please contact the Insurance Canada Service Centre (ICSC) at 1-855-753-4272 Monday-Friday 8am-8pm (ET), and one of our Customer Service Representatives would. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. Valid until February 29, 2024. For starters,. Your monthly credit insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. “Minimum. Scotia Credit Card Protection is a group insurance plan (“Group Policy”) issued to The Bank of Nova. Receive a first-year annual fee waiver (up to $150) for select credit cards 12. (416) 815-5500. The Momentum PLUS Savings account is Scotiabank’s high interest rate account. 30% (the “Bonus Rate”) will apply to deposits made to the Account for 3 months (90 days) from the date the Account was opened (the “Bonus Rate Period”). The consumer is charged a monthly premium or fee, the cost of which is calculated pursuant to a rate formula based upon the outstanding balance on the credit card monthly account statement. 4% that you'll earn on all savings. Below average in customer satisfaction: Scotiabank ranks 7th out of 13 banks in J. Interest rates: 20. . State several times you did not know about it and you do not want it. An example of this optional insurance is Scotia Mortgage Protection insurance. Overspending: Maxing out your credit cards, especially on a regular basis, can hurt your credit score since your utilization ratio (100% therefore > 30% recommended) would. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada. Simplicity. 55% interest for 3 months on your MomentumPLUS Savings Account. 99% on cash advances. They maintain a disciplined approach to fixed income investing that focuses on credit quality, duration and the interest rate cycle. Up to 10,000 bonus points + No annual fee. SCOTIA CREDIT CARD PROTECTION CLAIM FORM DISABILITY EMPLOYER STATEMENT. 99% cash advances. ; Within two months complete two of the following: i. Enjoy perks at leading global brands. For Comprehensive Protection the monthly premium rate is $1. 99% cash advances. F irst, you earn a Regular Interest rate (and if you have an Ultimate or Preferred Package, the applicable Package Interest Rate Boost), which is applied to your daily closing balance and is paid monthly. The Scotiabank Passport Visa Infinite card is a premium credit card considered one of Canada’s best travel credit cards. Apply now. No, most of the Scotia savings accounts do not charge a monthly account fee. A better credit card the Scotia momentum visa infinite or the Scotia passport visa. at 1-800-268-9269, fundinfo@scotiabank. High interest saving account. $3. $3,000 into both a new Eligible RRSP and a new Eligible TFSA (for a total minimum of $6,000 combined) Both an Eligible RRSP and an Eligible TFSA. - 9:00 p. Up to 60,000 bonus points ($600 value) 9. 8∆. I authorise theFees, rates & other information. They also offer coverage in case of stolen, damaged or lost belongings. Loan protection insurance is an optional insurance product that can help pay off or maintain your loan payments for a period of time in the event of illness, disability, or loss of life. $0* or $16. P. 12. SCOTIABANK ARENAHOME OF THE MAPLE LEAFS & RAPTORS. It has all the brick-and-mortar corner location convenience, coupled with an excellent online platform. If certain health or life events happen, Scotia Credit Card Protection can pay up to $50,000 of your Credit Card Account balance. Minimum credit limit 6. So I have SCCP on my credit card and a balance of just under 2000$. Learn more about what our optional creditor insurance products can do for you. The two exceptions are the Scotia U. Scotia Credit Card Protection The Bank of Nova Scotia is not an insurer and this is not an offer of insurance. It has all the brick-and-mortar corner location convenience, coupled with an excellent online platform. The longer you save, the higher your interest rate. To ensure your financial needs. If the total credit limit of all your insured Scotiabank lines of credit is greater than $150,000 but less than $300,000, you will be required to complete health questions in your application. This Scotiabank Ultimate Package review covers everything you need to know about one of the best account packages from the big banks in Canada, When it comes to banking, you want the best service that meets your unique set of needs. Rev. O. The Offer rate of 3. Scotia Line of Credit Protection: Life, Critical Illness, Disability, and Job Loss coverage. In the table titled Stop Payments for Removal, use the top checkbox to check all requests if you want to select all, or. Interest rates 6. TORONTO, July 13, 2022 /CNW/ - Scotiabank announced today that it is increasing its Canadian dollar prime lending rate to 4. Click the "Banking" tab. 49 per $100 of Your Daily Balance for the remainder of Your coverage period. Cash Advance: 22. 20%: 25. Once that deferral period (3 months) is over, your regular interest rates will apply (during the deferral period on personal credit cards, interest rates were reduced by Scotiabank to 10. Discount. P. Some. Forexample,ifyouare25yearsoldandhavea$60,000mortgage,yourThe low-fee Scotiabank Preferred Package combines some of Scotiabank's most popular account features with preferred rates and rewards. Promotional rate. At such time, any premium paid will be refunded, and this Certificate will be deemed to be void from the Effective Date. So I have SCCP on my credit card and a balance of just under 2000$. In addition, you must request the extension before your coverage expires and pay the appropriate premium. The Platinum Card® Cardmembers also qualify for Complimentary six-month access to Hole19’s premium features. The Scotiabank mobile app lets you manage, move, and monitor your money using your mobile phone. Post in Question - RemovedditEarn points on every purchase and enjoy a selection of basic account features for a low monthly fee. You might think there’s a cost advantage, but this insurance is expensive at around $1 a month for every $100 spent. 1685 E SCCPClaims@umu. 7092 F +1. m. edwards@scotiabank. SCOTIA CREDIT CARD PROTECTION HOSPITALIZATION CLAIM 1. Scotiabank Gold American Express® Card. Scotia Credit Card Protection is an optional insurance product available to Scotiabank Credit Card customers to help provide a financial safety net during times of financial hardship caused Scotiabank said it takes customer concerns seriously and reviews any instance where customers feel the bank has not met their expectations. Buy Credit Chart Account Protection Insurance with Economic Stability for you also your our include unexpected dates. The table below shows the monthly disability protection premium for each $100 of insured mortgage payment. (Scotiabank) [Called “Scotia Credit Card Protection”] ScotiaLife Financial 3) Canadian Imperial Bank of Commerce (CIBC) [Called “CIBC Payment. Minimum daily closing balance required for the entire month to pay $0/month. $110 /year. For Life insurance, the monthly premium is based on your age and your Scotiabank Mortgage account balance up to $1,000,0001 at the time of application approval. Scotiabank American Express Card Transactions - continued TRANS. Scotiabank and Canada Life can change the terms of the insurance described in this Scotia Line of Credit Protection Distribution Guide, including Your premium or the method used to calculate Your premium. CIBC Aventura Visa Infinite Privilege card: Best black credit card for CIBC lovers. More phone numbers. Ask your representative for a copy, contact 1832 Asset Management L. Life Protection: The cost for single Life Protection is $0. com Inc. 99% after that; annual fee $29). Get a Quote Provides a new tab for new customers with travel insurance login. PDF SAMPLE - scotiafunds. The Scotia Momentum Visa Infinite Card is an ideal credit card for daily use, paying up to 4% cash back on purchases and offering very good travel insurance. Mortgage. Scotia Bank customer ratings. installment plan and a low fee 2. While the card comes with a few premium perks, the low annual fee combined with the low-interest rate make up for this. 99% Purchases 19. $0 - $350,000. Scotia Line of Credit Protection: Life, Critical Illness, Disability, and Job Loss coverage. Box 1045, Stratford, Ontario, N5A 6W4. Card. Introducing the Scotiabank Passport Visa Infinite. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. 3. The enclosed Claimant Statement form fully completed and signed by the Claimant 2. To cancel or reschedule your appointment, you can use the Manage appointment link in the confirmation email that was sent to you. 0000002585 00000 n trailer Contact Us for 24/7 Customer Service Centre - Scotiabank Scotia Centre Branch rocharlle. $5,000. Scotiabank "no-fee" credit card getting a $1. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive within 30 days once your Scotia Credit Card Protection application has been approved. Scotiabank is one of Canada’s Big Six banks. Then if you hold your savings for more than 90 days, you get the Premium Period interest for 0. The premium will be calculated by: › The Taking your Scotiabank line of credit account’s daily balance; › Multiplying that balance by the daily premium rate shown in the table below, based on your age at the end of each billing period; and Scotia Investments’ Fund Managers have been managing portfolios for over 20 years. 03. For a $30. Our claims service is available Mon to Fri 8:00am to 6:00pm EST. Annual fee. 2 . Scotiabank’s Canadian savings accounts do not come with any fees, but there is a small fee for the foreign currency. Continue to earn and enjoy your credit card benefits like your rewards, cash back, and insurance coverage. ET. $230 per month - (Mastercard Gold, Magna, Aero) Speak to a Premium Relationship Officer (PRO) to see which is right for you. 8. ii. Choose a 3, 6, or. Then if you hold your savings for more than 90 days, you get the Premium Period interest for 0. Earn up to 90,000 points + 5x points + $200 annual lifestyle credit. 99% on purchases, 22. 012272. 99% after that; annual fee $0). Mortgage. Earn a savings rate of up to 5. D. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. Scotiabank Premium Banking Bahamas, offers you an exclusive banking experience combining personalised advice and solutions with an enhanced level of service. Use the form to recall your request. Scotia Investments’ Fund Managers have been managing portfolios for over 20 years. P. Sign in to Scotia OnLine and start banking online today. A Tax-Free Savings Account (TFSA) earns income that is tax-free for life. Freedom to travel the way you want – any airline, any time. BMO eclipse Visa Infinite Privilege: Best black credit card for travel rewards. For this example, then, the mortgage default insurance premium would be $13,950. EMPLOYER STATEMENT – TO BE COMPLETED BY EMPLOYER OF THE. D. Scotia Credit Card Protection is an optional insurance product available to Scotiabank . Low Trustpilot rating. Cost $1. BMO Ascend World Elite Mastercard: Best black credit card for emergency medical travel insurance. Scotiabank Passport Visa Infinite: Best basic black credit card with no FX fees. 89 per $100 of your account balance, calculated daily until your 70th birthday, at which time both bundles reduce to only the Life Benefit at a monthly premium rate of $0. “Scotia Credit Card Protection”. com Scotia Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH600165 issued to The Bank of Nova Scotia To cancel your. This Certificate replaces any and all Certificates previously issued to You with respect . Job Loss Coverage. Here are some of the common fees you may encounter using Scotiabank’s financial products and. Scotiabank fees. What is Scotia Credit Card Protection and do I need it? Hi, I have a credit card with Scotiabank and am paying about $10 every month for. It can complement other forms of Insurance like employer work benefits, or other insurance plans, that were to be allocated for other needs, such as looking after your. BNS stock has lost 8. Monthly premium amount. Ask your representative for a copy, contact 1832 Asset Management L. 99%. As the name suggests, the Scotiabank Basic Plus Bank Account is a no-frills account that comes with 25/month transactions and $0 e-Transfers. Get a quote for Credit Card Insurance Today!Scotiabank Premium Banking Turks & Caicos, offers you an exclusive banking experience combining personalised advice and solutions with an enhanced level of service. 70 per cent from 3. m. m. Premium Loyalty Club is an exclusive club for Premium Mastercard Debit Card holders where by members get exclusive access to specials and discounts. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. Navigate to Services in the main menu and select the Stop Payments sub-menu, and then select Remove Stop Payments. Your forms can be mailed, faxed or emailed to the contact information provided in the form. The Scotiabank Passport Visa Infinite is a flexible travel rewards credit card that has a lot to offer, but also comes with a few drawbacks. 95% or more on purchases. Start your claim. If you have any questions or need additional support, call us at. Join Them. In the Spotlight. Depending on what happened to you this can range from just making the minimum payments or paying off the debt. credit card benefits. $0 - $350,000. Interest, fees, and income requirements. 95 fee that can be waived when you keep a $5,000 balance, this account offers unlimited free transactions and Interac e-Transfers; unlimited free ATM withdrawals worldwide, annual fee waiver on a premium. Earn an additional 0. With an open mortgage, you can increase. 25. Scotia Credit Card Protection: Death, Critical Illness, and Hospitalization. The one that's right for you will depend on your specific needs and savings goals. In Person. SCCP is a lightweight IP-based protocol for session signaling with Cisco Unified Communications Manager. 416. In Person – Make an Appointment at a Branch – Find a Branch. Premium Period Interest 2: 90 days: 0. Most bank customers often use chequing accounts as an avenue to. The Scotiabank Ultimate Package received its award-winning premium bank account title based on several factors including the fee waivers offered with the account, rewards earning potential, other free features, and so much more. Scotia Credit Card Protection A. For example, if you spend $1500 on your credit card in August and $2300 in September, then you’ll pay about $15 for August’s insurance and $23 for September’s. “Real-Time Payment" or. Collect and use your points on movies, tech, travel, gift cards, credit to your account, dining out, and much more. That said, you won’t get many benefits with this card, so read my Scotiabank Scene+ Visa Card. com Scotia Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH600165 issued to The Bank of Nova Scotia To cancel your Scotiabank credit card protection please call us at 1-855-753. 30 (Pam’s premium) = $31. Premium interest rate: Earn an extra 0. Earn a savings rate of up to 5. net . Scotiabank customer ratings. (after a 60 day waiting period from the date of your job loss). Credit card insurance is a product that banks market as a way to help with credit card payments if a customer loses their job or gets sick. 668. You can choose from any of the four different rates. About Us – Leading bank in the Americas. With so many choices, I’ve decided to highlight the one that I feel offers the best all-round value; that is, the Scotiabank Passport Visa Infinite. You can set up a Pre-Authorized Contribution (PAC) to regularly invest in Funds. Banking 101 – Insurance. 00 $1,114. To cancel your Scotiabank credit card protection please call us at 1-855-753-4272 on Monday-Friday from 8 am - 8 pm ET. STEP lets you choose from different kinds of Scotiabank credit products (like mortgages and lines of credit) based on your needs, all with one easy application. 7092 F +1. 2 out of. What do you prefer, cashback or Scotia points. 416. 2. Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more. 735. Premium Banking membership provides access to several benefits for a monthly fee of BB$70 with regular Premium credit cards or BB$90 with Premium MasterCard Black **. to suit your budget. 22. Scotia Momentum Visa Infinite Card. All coverage is subject to the terms and conditions outlined in the certificate of insurance which you will receive upon enrolment. P. 416. Scotiabank personal loan product rating: 3. Box 1097, Station B Willowdale, Ontario, M2K 3A2 T +1. Scotiabank Bahamas,Credit Protection for Credit Cards,Credit Card Protection. 00 per $1000 of the insurance coverage. No premium will be charged if your previous month's statement balance. Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more. The STEP allows for increased flexibility and lets you initially borrow up to 80% of the value of your home. To get coverage this month, you’ll need to pay a balance protector premium of $6. Like MGCP, SCCP devices report all actions to communication manager server which responds with the action device need to take. Your monthly insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. AMOUNT($) SUB-TOTAL CREDITS SUB-TOTAL DEBITS. 400% 3. When that happens, the remaining outstanding installment balance under the installment plan will be re-applied to the balance owing on. 79%-27. Scotiabank TFSA full review. 95 for every $100 of outstanding balance. Start your claim. Dollar GICs with U. 3 out of 5. Scotiabank – Insurance Canada Processing Centre, P. The program’s trauma-sensitive approach, supported by trained staff, was embraced by our participants, as they seek to. Dollar Daily Interest saving account, which charges $1 US per month or waived with a $200 USD minimum daily closing balance, and the Scotia Euro Savings Account, which charges €1 US per month or waived with a €200 minimum. The foreign exchange rates are based on a number of factors, including whether it's cash/non-cash transaction, how much money you're exchanging and market conditions. Interest rates: 12. 09 per $100 of the average daily balance on your credit card account (plus any applicable provincial sales tax). Earn up to $550 with a Scotiabank banking package and TFSA or RRSP. 49. Content and Purpose. Gather all the necessary documents based on the type of coverage you are applying for. Right now, you can earn up to 5. 416. Posted Rate. 800. 85%. 49 per $100 of Your Daily Balance for. International Money Transfer ±. If you have any questions or need additional support, call us at. Scotia Credit Card Protection is an optional insurance product available to Scotiabank Credit Card customers to provide a financial safety net during times of financial Worked at Scotiabank, call and cancel and say you did not know or want this and ask to be reimbursed. Banner: Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points and first year annual fee waived on your first supplementary card. It also reduces your Business Account transactions by consolidating payments. CLAIMANT STATEMENT - TO. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. First year annual fee waiver (up to $150) on certain Scotiabank premium credit cards, and these are: Scotiabank. 60% * for 3 months. 10% x $450,000 = $13,950. Certificate of Insurance - Scotia Momentum Visa Infinite Card (PDF) Product Summary for Travel Benefits – Scotia Momentum Visa Infinite Card (PDF) Product Summary Non-Travel Benefits – Scotia Momentum Visa Infinite Card (PDF) Scotia Momentum Visa Card. Need to transfer money from your savings account to your credit card? Want to know if your paycheque has been. 5% return on business spending and no foreign transaction fees (a unique benefit among business credit cards), this card is ideal for small business owners who are seeking a simplified and accessible. There are a couple of reasons for this. Welcome offer. Scotiabank Arena has completed the first piece of an extensive $350 million renovation of the Toronto facility. Annual fee 6. 95 for every $100 of outstanding balance. With an impressive 1. Only if you put it in a different premium with $5000 in the one and $1000 in the other. 84 billion in assets and $31. Account level charge - Charges against any account transactions (i. Scotia Credit Card Protection insurance is an optional insurance product available to Credit Premium economy is a class of service on airplanes between the economy seats you may be used to and the expensive, full-service business class. For. Best Scotiabank Student Credit Cards. About Scotiabank Scotiabank is a leading bank in the Americas. Whether you want to switch to another Scotiabank credit card, consolidate multiple Scotiabank credit card accounts, or close your Scotiabank credit card account, we can help. To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing. As a Premium Seating client, you and your guests can expect to receive high-quality food and . Customers have the option of repaying interest only (subject to credit approval), or 2% or 3% of the balance (with a minimum payment of $50). 221. These amounts will be added to your overall balance owing. $399 annual fee. Also, you’ll earn 3 points per dollar spent on gas, transit, and select streaming services, among the best rates around. Annual Fee: $150. Además, te brinda los siguientes beneficios: Transacciones ilimitadas libre de costo. Scotia OnLine is our personal internet banking service designed to create a more effortless and convenient banking experience for you. Earn 1 Scene+ point 7 for every $1 spent on all other eligible purchases. 000 and collect one AAdvantage mile for every $1 spent. Plus, the Scotia line of credit has one of the widest ranges of credit limits available in Canada: anywhere from. Gather all the necessary documents based on the type of coverage you are applying for. And Scotiabank is big, with over 900 locations in Canada, $1,184. Life and Critical Illness Insurance for the cardholder and secondary cardholder (Joint coverage) on the same Scotiabank MasterCard account) costs $0. The premium rate for coverage under Scotia Credit Card Protection is based on Your Daily Account Balance which is calculated daily and billed monthly. And that’s it!Scotiabank credit card can give you convenient access to credit for your everyday purchases and expenses. Aside from the lack of foreign exchange fees, the card offers market-leading airport lounge access and travel insurance. Travel anywhere in the world on any airline any time, in any seat you wish, giving you unparalleled freedom to chose the flights, car rentals, hotels and cruises you prefer. 20% 17. 09 per $100 of Daily Balance until Your 70th birthday, and $0. # DATE DATE. 90-Day Premium Period Interest Rate of 0. Scotiabank American Express ® Card Scotiabank Gold American Express ® Card Scotiabank Platinum American Express ® Card; Earn 3X Scene+™ points on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more. Scotia Credit Card Protection offers. If I have Scotia Visa Balance Protection or Scotia Credit Card Protection insurance on my credit card, does having a Scotia SelectPay Installment Plan affect my claim benefit?Scotiabank® Scene+™ Visa* Card for Students. Scotia iTRADE made a name for itself in the active day trader community because of its discounted flat rate commissions for active. 00/use. No Foreign Transaction Fees. 0. , Scotia Mortgage Corporation, Scotia Securities Inc. $0 /year. 93. Para realizar sus operaciones bancarias con toda comodidad puede reunirse con su oficial de Banca Premium en el área dedicada dentro de la sucursal, reservada exclusivamente para los clientes de Banca Premium. The Scotiabank Value Visa Card is a decent low-annual-fee and low-interest credit card option for Canadians struggling with credit card debt. installment plan and a low fee 2. For Scotiabank American Express Cards, we will not charge interest on any purchases or interest-bearing services charges. To cancel your Scotiabank credit card protection please call us at 1-855-753-4272 on Monday-Friday from 8 am - 8 pm ET. Get a Quote Provides a new tab for new customers with travel insurance login Get a Quote Opens a new tab for existing customer to get travel insurance quote Scotia Credit Card Protection Insurance - ScotiaLife Financial 0000005592 00000 n How can I cancel my Scotiabank credit card protection? SAMPLE 6 . They are transferred independently of each other. 95% of employees built new skills within. 3 out of 5. Amortization Period - The actual number of years it will take to repay a mortgage loan in full. A maximum of five Premium Periods at any one time. 00 $0. Earn 2 Scene+ points for every $1 spent on all eligible purchases with no limit. 99% purchases / 22. 1685 E SCCPClaims@umu. Written notice will be sent by regular mail to Your address as it appears on file, at least 60 days before the premium rate is changed, and except where the Group Policy is amended to change the benefits or Eligibility criteria, or a change in legislation or. Use the drop menu to choose an Account. The rewards are easy to earn on every purchase and when it comes time to. Annual Fee. 49 per. Charges vary between accounts. ® Scotia® Credit Card Protection Application INFORMATION ABOUT YOU Primary Borrower Name Scotiabank Credit CardA GIC can help you earn more interest on your savings goals, such as saving a down-payment on a home or buying a new vehicle. Low Trustpilot rating: Scotiabank scored 1. The Scotiabank Momentum Visa Infinite card offers a lot of value, but there are other options if you’re not a big grocery spender. S. 09 per $100 of your account balance, calculated daily and for Basic Protection the monthly premium rate is $0. Scotiabank AA Black – get a complete reimbursement in case of lost luggage up to $3. Captain_Spicard. Scotiabank Value Visa. Earn an additional 2,000 Scene+ points upon spending $5,000 in the first year. Interest Rates. Monday - Friday. After your installment plan is enrolled, you can cancel it at any time through the mobile app or Scotia OnLine. This is a relatively new product launched by Scotiabank in a world where a bunch of credit cards were being shut down including the beloved Amazon Visa and Marriott Visa which both had 0% FX mark-up. Scotiabank Preferred Package Features. - 8:00 p. SCOTIA SCCP PREMIUM. As a welcome bonus, the Scotia Momentum Visa Infinite Card offers 10% cash back on all purchases in the first 3 months when you apply by April 30, 2023. View your statements and other account documents digitally. The Annual Guaranteed Minimum Interest Rate is specified in your Investment Directions. Fact Checked.